Explore our specialized risk insurance designed specifically for mortgages and personal protection.

In the realm of real estate, numerous challenges arise, particularly in the domains of financing and mortgages. It is imperative to feel assured and safeguarded, not solely for oneself but also for one’s cherished ones. The 3rd Pillar Risk provides precisely such protection, tailored specifically for mortgages. What’s more? Our solution extends beyond mortgages to address a myriad of other requirements.

 

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Choose the appropriate third pillar that aligns with your desires and goals!

Navigating the real estate landscape can prove intricate and daunting at times, particularly when delving into the realm of financing and mortgages. It’s paramount to harbor a sense of assurance that both you and your loved ones are adequately safeguarded. This is where the significance of risk insurance emerges, especially when tailored specifically for mortgages.

The motivations behind acquiring a house or apartment extend beyond mere ownership. It could also stem from the desire to safeguard one’s life partner. In pursuit of this goal, various 3B solutions are available. Additionally, personal reasons may also influence such decisions. While the 3a solution entails legal regulations concerning beneficiaries in the event of death, the 3b solution, in the realm of pure death insurances, affords the freedom to select beneficiaries at will.

Our offers in the field of mortgage risk insurance include…

Life insurance

To safeguard your family from the financial burden of the mortgage in unforeseen event.

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Protection against incapacity for work

Should you become unable to work due to illness or accident, your mortgage payments will still be taken care of.
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Individual consultation

To ensure that your insurance coverage perfectly suits your needs.

Choosing the right mortgage insurance can make all the difference when the unexpected happens.

 

Let yourself be advised by our experts at Finanz Team Schweiz and find the perfect solution for your situation. Secure your mortgage and your future. We ensure that our selection is precisely tailored to your desires and goals.

Contact us today!

 

Why opt for a risk insurance solely for mortgages?

Mortgages represent significant long-term financial commitments. Throughout this period, various unforeseen circumstances may arise. Sudden job loss, illness, or even death can profoundly affect one’s capacity to maintain mortgage payments. Introducing a third-pillar risk, tailored explicitly for mortgages, assures that your mortgage remains safeguarded in these eventualities.

  • Problem solving 100% 100%
  • Life insurance policies 100% 100%
  • Mortgage 100% 100%
  • insurances 100% 100%

In Switzerland, there is a common assumption that banking and insurance services operate independently. However, what if you could integrate both spheres?

In Switzerland, it is often assumed that banking and insurance services are separate. But what if you could combine both worlds? With indirect amortization, doors open to a flexible financial instrument that not only contributes to securing assets but also to building wealth.

What is indirect amortization?

Indirect amortization is a financial strategy where instead of directly repaying your mortgage loan, you invest your payments into a savings account or life insurance policy. This accumulated wealth grows over time, generating additional interest income, while also providing insurance coverage to protect both you and your property.

Why choose indirect amortization?

Flexible Asset Building: Leverage the potential of compound interest by investing in savings solutions with appealing interest rates.
Dual Benefits: You not only accumulate wealth but also simultaneously enjoy insurance protection.
Tax Advantages: Contributions to indirect amortization can yield tax benefits, as interest on the savings account is often exempt from taxes.
Security in Uncertainty: In the face of unexpected events like death or disability, the insurance component offers protection for both you and your loved ones.
Explore the opportunities.

Indirect Amortization: More than a Financial Product – A Strategy for Your Future.

The integration of savings and insurance via indirect amortization transcends mere financial product status. It represents a strategic choice enabling both protection and future savings. It’s imperative to transcend conventional banking and insurance paradigms, opting instead for a bespoke solution aligned with your specific needs.

Ready to embark on the next phase of your financial journey? Reach out to us and allow our expertise to guide you!

Finance Team Switzerland: Your Trusted Partner

Drawing upon our extensive experience and expertise at Finanz Team Schweiz, we specialize in delivering personalized risk insurance solutions meticulously crafted to address your mortgage requirements. Recognizing the distinctiveness of every individual, we endeavor to provide insurance options that seamlessly align with your lifestyle and financial aspirations.

 

Our services

Financial projections

At Finanz Team Schweiz, we specialize in mortgage risk insurance and provide clear financial projections to safeguard your financial future.

Continuous review

The financial world is dynamic. Therefore, we regularly review whether your strategy is still current and adjust it as needed to accommodate new circumstances.

 

Strategy

With a clear strategy in hand, we implement the planned measures into practice. This includes the selection of suitable insurance products and mortgage solutions.

 

Why choose us

In-depth industry expertise.

Our experts have extensively engaged with the third pillar, risk in mortgages, and possess profound knowledge in this specific area.

Individual consultation

Each customer and mortgage situation is unique. At FTS, we prioritize customized solutions precisely tailored to meet your specific needs.

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Transparent process

From the initial contact to the final completion – we ensure maximum transparency, allowing you to always maintain oversight.

Trusted partners

We only collaborate with renowned financial and insurance partners to provide you with the best possible protection and service.

Years of experience

With our years of experience in the industry, we are familiar with the challenges and opportunities of mortgage risk insurance in detail.

Continuous professional development

The financial market and its products are constantly evolving. Our team continuously undergoes further education to ensure the provision of the most up-to-date advice.

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Customer-oriented service

Your satisfaction is our top priority. We strive to make the process as simple and enjoyable for you as possible.

Competitive price structure

Despite our premium services, we always strive for fair and competitive prices to provide you with the best value for money.

 

Satisfied customers

Thanks to the Finance Team Switzerland, I feel secure and well-advised. Their expertise in mortgage risk insurance is unparalleled.

Markus V

Zürich

Transparent, trustworthy, and customer-oriented – precisely what I expect from a financial partner.

Jelena K.

Basel

 

Do you have any questions?

Communicate directly with our CEO. Ms. Sönmez looks forward to receiving your inquiry.

Rojda Sönmez
CEO Finanz Team Schweiz

Rojda Sönmez
CEO Finanz Team Schweiz